Bank deposit agreement misread old man mistaken stroke caused huge sum of money cheated

Overnight, the bank card balance from 285,000 yuan into a penny. This sounds like a fraud case will appear in the story, he was the new century, who lives Sandun uncle got into the garden side.

As the frightened, uncle small side stroke (transient ischemic stroke) into the hospital, his son found a small party after the bank knows the original 70-year-old father had to do under the bank financing in gold account (bank called "Gold "), the sign of the" electronic call deposit "agreement. Once the client handle the electronic notice deposits, account surplus in addition to the required amount of depositors, other rates will be transferred to notice deposit accounts, which earn higher interest on hp pavilion dv1000 battery. The side Grandpa has an agreement that "account balances 0 yuan reservations."

Bank reminds customers to conduct business be sure to read the specific content of the business, so as not to cause unnecessary trouble.

Directed at saving withdrawals do not line up side uncle electronic notice deposit

Things have to talk about from last November.

Hand side uncle Zhang 200,000 yuan has been a regular savings card expired last year on a regular basis when the bank informed the staff side on the phone Grandpa, can apply for a "Gold Card" (all referred to as "Elite").

"Bank staff that the processing of this gold card, withdrawals after the deposit money to the bank will not have time to line up, and my father had a heart at once." Fang said, last November 12, uncle to the side bank of the relevant procedures.

At that time the two sides signed the list uncle, one is the account application, one is the "electronic call deposit" Customer Service Agreement. In this "electronic call deposit" products on the customer service agreement, including one that is: keep account balances 0. Xiao Fang said: "At that time, my father thought, the so-called E-call deposit as a credit card bundled with the phone, like, totally did not think there are other implications of this business."

ATM, the balance of 1 cent side show uncle was shocked to hospital

After this card side uncle, has not been used. Until 1 August this year, buy a house due to the payment section, the other a few square uncle bank card to take money out of this all into a Gold Card is to facilitate the reunification of credit card. At that time, Grandpa was also a deliberate side of staff at the printing of the card balance, showing the amount is 285,003.35 yuan.

The next day, Grandpa came to party real estate companies, credit card to pay when they found that success can not be paid, POS machines have shown "insufficient funds." Fang uncle initially thought it was real estate company's POS machines a hp pavilion dv2000 battery, went to the nearby ATM machine up to check balances, the investigation suffered a scare him. There are 285,000 yuan yesterday, the account shows the amount of 0.01 yuan!

This, the party went with uncle and his wife suddenly lost Mongolia. Moment, television, newspapers, the radio is always referred to steal money stolen account information, all at once poured into the square Grandpa's mind. Due to the big shock, side Grandpa's side has been numb body can not move. Fang quickly placed his father in the hospital, doctors said side uncle This is the shock, was on a small stroke.

Call Deposit Account to do banking business with high interest rates must look carefully

Grandpa do for the party, Director Chen said that when bank cards, electronic notice deposit is a client signed an agreement with the bank to authorize the Bank in accordance with the protocol agreed to its bank settlement account to meet the deposit is the amount of notice to notify the deposit of funds business. If customers go through an electronic notice deposits, account surplus in addition to the required amount of depositors, other rates will be transferred to notice deposit accounts, which earn higher interest on deposits.

Director Chen told reporters, the customer notification process electronic deposits, the account of the hp pavilion dv4000 battery will be classified under the name of the call deposit account customers, but the money in the ATM machine is not showing up, while "electronic call deposit" This is a very favorable business depositors, depositors demand deposits, which can only enhance the 0.36% annual interest rate (1-day notice deposit interest rate of 0.81%, 7 days call deposit interest rate of 1.35%).

"In the past, customers regularly withdraw money before maturity, interest will become a current interest, for the customers is very uneconomical, and the business, short-term funds for the storage of customers is very appropriate, can improve customer's interest. "Director Chen said.

According to report, often a wide range of banking business, there are a lot of details. Most of the time when people are in the process of business operations are not carefully read the specific content, the content is not fully get to know the business name when signing, is very easily lead to serious consequences. For the elderly, the matter must be treated with hp pavilion dv6000 battery.